OboPay is free to join, plus they add $10 to your account. To collect the $10, though, you have to make the first deposit of at least $10, then you have to send someone money to their cell phone number. It doesn't matter how much you send. Send a dime. It doesn't even matter if they have an account with OboPay. They would just have to open an account in order to get that dime. After you do this the free $10 is deposited into your account within 24 hours. So it's a little work, but you still come out $9.90 ahead. Actually $9.80 because there's a 10 cent charge to send cash, whether it's 10 cents or $500.
Withdrawing or depositing money to and from your bank account is free, but there's a small charge if you do it by debit or credit card. All in all, it's always good to have one more payment option available!
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